When you’re injured in an auto collision, one thing that can help you get compensated is car insurance. The amount of coverage a person has may influence the total compensation you can get from the auto insurance provider, which is something to keep in mind.
That said, if your injuries are serious after a car crash and the amount of compensation you need extends past what the auto insurance provider can pay out, you may be able to pursue other avenues of compensation.
What can you do to get compensated after an auto accident?
The first thing to do is to remember that you can seek compensation from the auto insurer right away after a crash. You may be able to ask for money to cover your medical bills, past and future lost wages and other losses. You can also seek compensation for pain and suffering and other damages that aren’t necessarily easy to put a price on.
If the other party’s auto insurance has a limit, then you may only be able to claim up to that limit. Then, if you would like to pursue further compensation, you would potentially need to start a personal injury lawsuit against the at-fault driver.
Other ways that you may be able to get your care and financial needs covered include through your own insurance provider, through your or the at-fault driver’s employer when the crash happens while working, or through other third parties who were involved in the crash.
You will need to calculate your accident damages
To get all the compensation you want, you will need to collect enough supporting documentation for your actual losses as well as pain and suffering. You will need to provide information on:
- Your current medical bills and receipts
- Past, current and future lost wages
- Future medical treatment
- The pain and suffering you have gone through
Providing good documentation and support for these four topics will help you maximize your claim.
Remember, if the insurance agency tries to settle with you for less than you think you deserve, you don’t have to accept the offer. It’s possible to push for more and to fight for the compensation that is fair under the circumstances.