Understanding Your Car Insurance Coverage
Better Understanding Your Car Insurance Coverage After an Auto Accident in Queens, NY
How Might Different Types of Car Insurance Coverage Affect My Claim?
Understanding your car insurance coverage is crucial following a car accident, as it directly impacts your claim and the compensation you might receive. The type of coverage you have can affect your ability to file a claim, the claim's processing time, and the overall outcome.
For instance, liability insurance covers damages to another driver if you're at fault, while comprehensive coverage takes care of non-collision-related damages to your vehicle, such as theft or natural disasters. Collision insurance covers damages from accidents with other vehicles or objects, regardless of fault. Personal Injury Protection (PIP), mandatory in some states, covers medical expenses for you and your passengers regardless of who caused the accident. Each of these coverages comes with its deductibles and limits, shaping the scope of your claim and potential out-of-pocket expenses.
What Different Types of Insurance Companies May Be Involved After A Car Accident?
Navigating the interactions between these insurers can be complex, often requiring detailed documentation and negotiation to ensure fair coverage.
Do Personal Injury Lawyers Deal with Car Insurance Companies for Their Clients?
Personal injury lawyers frequently interact with car insurance companies on behalf of their clients. This service is paramount for individuals overwhelmed by the aftermath of an accident, as attorneys bring expertise in negotiating with insurers, understanding policy nuances, and advocating for maximum compensation. They can challenge lowball offers and navigate the intricacies of insurance claims, ensuring that their clients are not unjustly denied coverage or compensated. Furthermore, personal injury lawyers can take legal action when necessary, moving beyond negotiations to secure fair treatment for their clients through the courts. Engaging a personal injury lawyer after a car accident relieves you from the burden of dealing with insurance companies, allowing you to focus on recovery while they handle the legal complexities.
When Should You Hire an Attorney for a Car Accident or Injury?
- You were just involved in accident and your vehicle is damaged.
- Your feel hurt and confused.
- If you needed to visit the hospital for pain.
- Can I trust the insurance companies?
- What kind of coverage do I have? Will it cover my accident?
- What kind of coverage does the other driver have and am I protected?
- Who’s going to pay for my car and repairs?
- How will I cover the costs of medical bills?
- How will I afford to miss time from work?
You find yourself asking questions like:
When you are injured as a result of an accident it is important to act quickly. Give us a call or contact us online to schedule a free consultation and speak with an experienced and compassionate attorney. Know your rights and your options before you make any major decisions.
Why Contacting a Queens Car Accident Attorney is Crucial For The Best Outcome
While it is important to call your insurance company and report the accident, there may be risks to working with them directly without an attorney on your side. An agent may contact you and offer you a lowball cash settlement offer before you fully understand the extent of your injuries and the treatment that will be required. That's why it's important to get in touch with a Queens car accident lawyer you can trust shortly affer an accident. Our attorneys Simon Bardizbanian and Nazareth Markarian are here to help you every step of the way and fight for the just compensation you need to recover and heal through this time.
Important Considerations:
Remember that the insurance agent’s primary interest is minimizing the cost for his or her company. Here at Bardizbanian & Associates, P.C., our loyalty is to you! Our clients! We aren’t interested in saving the insurance companies any money. Our top priority and goal is to get you the compensation you deserve. Our car accident attorneys are knowledgeable, experienced, and aggressive.
We will do everything we can to help ensure your medical bills are paid and that your getting the treatment and care you need to recover. We’ll take care of the paperwork, advise you of your rights and options. We will set up the claim and investigate the incident. We will explain the litigation process and make sure you know what your options are.
Costs for medical treatment and lost wages can pile up quickly and become overwhelming, leaving you struggling to fulfill your financial obligations. Don’t wait and allow yourself to be victimized by not only your injuries but the financial consequences that follow.
What are Short Term & Long Term Damages from a Car Accident?
There is a lot to take into consideration in order to properly evaluate a claim and understand the extent of your injuries and potential impact to your life. Consider short term and long term damages:
- Cost of Ongoing medical treatment
- Physical therapy, in addition to any Chiropractic adjustments or even Acupuncture
- Cost of Specialist
- If Surgery is or may be required
- Pain killers, muscle relaxers and other medication
- Adaptive technology if you have any disabilities that result
- Pain and suffering
- Loss of ability to perform the same work as well as you could, which lead to a lower income
- The ongoing psychological stress that so often accompanies an accident
- Impact upon you social life and/or family life such as limitation of activities
This is just a small sampling of the ongoing damages you might experience after an accident and some of these could last for the rest of your life.
From our office in Richmond Hill, we serve clients throughout Queens, all boroughs of New York City, as well as Nassau and Suffolk County, in all types of an auto accident and other personal injury matters. The Law Offices of Bardizbanian & Associates P.C. will be there for you, every step of the way.
At Bardizbanian & Associates, P.C., we are committed to making sure you get the entire compensation award available to you. We will not accept an offer if your case is worth more.
Contact Bardizbanian & Associates, P.C. Before You Accept That Settlement Offer
To schedule a free consultation with an experienced lawyer, call 718-521-6874 or email us right away.
