What Insurance Complications Can Arise After a Truck Accident?

Truck accidents tend to cause truly devastating injuries and property damage, and because these vehicles are so large, they also tend to involve extra cars in any accidents they cause. Complications can arise, not least of all with the insurance companies involved, but a truck accidents attorney in Queens, NY can help you sort through it all.

What Insurance Complications Can Arise After a Truck Accident?

1. Dealing With NY Laws

The most basic complicating factor in dealing with the insurance company will be New York’s no-fault accident laws. In most accidents, it doesn’t matter who caused the accident: each party is covered by their own insurer. The only way you can bring a claim against the trucking company and their insurance is if your injuries cross the “serious injury threshold.”

Because of how large trucks are, they tend to cause devastating accidents, so it’s more common for injuries to cross this threshold in truck accidents than with ordinary car accidents. But you can expect insurance companies to push back if at all possible, so you’ll need a lawyer to help you prove you have the right to bring a claim.

2. Dealing With Different Insurers

One of the most basic difficulties you’ll face after a truck accident is simply the number of potential insurers who could be involved. First, there will be commercial liability insurance, which should cover damage caused either by negligence on the part of the driver or the trucking company. However, the accident may not be completely the fault of the truck driver.

Other vehicles and other drivers could be partially to blame, and then their insurance companies would also get involved. Finally, your own insurance will be involved. Part of the difficulty is simply sorting out who you need to talk to about what and when. That makes having an experienced truck accident lawyer in Queens very useful.

Other Important Factors in Truck Accidents

Federal Regulations

Federal regulations can be a confounding factor. These obviously are not going to apply in your average car accident, but with a truck involved, it will matter whether the driver and the trucking company have been complying with rules governing how long they’re allowed to drive without a break, how loads are to be calculated and placed on the truck, and with rules about maintenance. It can be difficult to sort all these things out, particularly if the driver or trucking company are trying to hide something.

The Skill of Your Queens, NY Truck Accidents Attorney

The final and most significant factor is the skill of your lawyer. When you’re dealing with all the complications of a truck accident, you definitely want to work with someone who has experience not just with car accidents generally, but specifically with trucks and the way these accidents play out here in New York.

If you’ve been in a truck accident, call us now at Bardizbanian & Associates, P.C. in Queens, NY at 332-264-5169. An attorney will answer the phone, and we can help you with whatever complication you’re facing.

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