What Legal Options Do I Have After a Bicycle Accident in New York?

If you’ve been injured in a bicycle accident in New York, you may be entitled to compensation for your injuries. At Bardizbanian & Associates, P.C. in Queens NY, we provide clients with a bicycle accident lawyer they can trust to deliver the outcome they deserve. The legal system provides specific avenues for recovering damages, seeking medical care, and holding the responsible party accountable. Our team is here to help you understand your rights and build a strong case.

Filing a No-Fault Insurance Claim With a Competent Bicycle Accident Lawyer

New York follows a no-fault insurance system for motor vehicle accidents, which includes bicycle-related incidents. If a motor vehicle was involved in your accident, you may be eligible to file a claim under the vehicle driver’s no-fault insurance policy. This claim can cover your medical expenses, lost earnings, and other reasonable out-of-pocket costs related to the injury, regardless of who was at fault. However, these benefits are subject to time limits and reporting requirements. Typically, you must submit a no-fault application within 30 days of the accident to preserve your claim.If you own a vehicle and have your own no-fault policy, that may also provide coverage. We assist clients in determining which policy applies and ensure timely filings to avoid unnecessary delays or denials.

Pursuing a Personal Injury Lawsuit Against a Negligent Party

In cases where the injuries are considered “serious” under New York law, you may pursue a personal injury lawsuit against the at-fault party. You may be able to claim for pain and suffering, emotional distress, and long-term physical limitations. To succeed, you must establish that the other party acted negligently and that their actions directly caused your injuries. Common scenarios where negligence is involved are drivers who fail to yield, who violated traffic laws, or who were distracted at the time of the accident. Lawsuits can also be filed against those entities responsible for any unsafe road conditions. If a government agency failed to maintain a roadway or bike lane properly, for example, they may bear legal responsibility. These cases involve different procedures and shorter filing deadlines, so be sure to talk to us right away.

Seeking Compensation Through Uninsured or Underinsured Motorist Coverage

If the vehicle involved in your accident was uninsured or left the scene, you may still have access to compensation through your own uninsured motorist (UM) or underinsured motorist (UIM) coverage. This applies if you are covered under an auto insurance policy in New York. UM and UIM claims can help cover medical bills, lost wages, and damages that exceed what the at-fault driver’s policy can pay. At Bardizbanian & Associates, P.C., we can help you understand your coverage and pursue all available benefits in every possible direction.

Whether you are filing a no-fault claim, pursuing a personal injury lawsuit, or accessing your own insurance benefits, you have legal rights and time-sensitive obligations. Schedule a consultation with us at Bardizbanian & Associates, P.C. in Queens, NY to see your claims protected and others held accountable for negligent conduct. 

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